ph903.com Terms & Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and ph903.com ("ph903.com," "we," "us," or "our") governing your access to and use of the ph903.com website, mobile platform, and all associated gaming services (collectively, the "Platform").

By registering an account, accessing the Platform, or placing any wager on ph903.com, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference. If you do not agree to these Terms, you must not use the Platform.

ph903.com reserves the right to amend these Terms at any time. Continued use of the Platform following notification of any amendment constitutes your acceptance of the revised Terms.

2. Eligibility

To register and use ph903.com, you must satisfy all of the following eligibility requirements:

• You must be at least twenty-one (21) years of age. ph903.com strictly enforces the 21+ age requirement in accordance with Philippine gaming regulations.
• You must be physically located in a jurisdiction where online gambling is lawful at the time of placing any wager.
• You must not be a resident of any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current employee, contractor, director, or officer of ph903.com, or an immediate family member of any such person.
• You must not be subject to any self-exclusion order, whether imposed by ph903.com or by any regulatory authority.
• You must have full legal capacity to enter into a binding contract under Philippine law.

ph903.com reserves the right to request documentary proof of age and identity at any time. Accounts found to be in breach of eligibility requirements will be suspended or permanently closed, and any balances may be forfeited in accordance with applicable regulations.

3. Account Registration

Each individual may register only one (1) account on ph903.com. The creation of multiple accounts by a single individual is strictly prohibited and constitutes a material breach of these Terms.

When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the accuracy of your registration information and must promptly update any details that change. ph903.com reserves the right to verify all registration information and to suspend or close accounts where information is found to be false, misleading, or incomplete.

You are solely responsible for maintaining the confidentiality of your username and password. You agree to notify ph903.com immediately upon becoming aware of any unauthorized use of your account. ph903.com shall not be liable for any loss or damage arising from your failure to comply with this security obligation.

ph903.com may, at its sole discretion, refuse to open an account or close an existing account without providing a reason, subject to applicable regulatory requirements.

4. Deposits & Withdrawals

All financial transactions on ph903.com are conducted in Philippine Peso (₱). ph903.com supports the following payment methods for Filipino players: GCash, PayMaya/Maya, debit cards, and bank transfers via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank.

Deposits are credited to your ph903.com account upon successful confirmation from the payment provider. ph903.com is not responsible for delays caused by third-party payment processors.

Withdrawal requests are subject to identity verification (KYC). ph903.com reserves the right to request government-issued identification, proof of address, and proof of payment method ownership before processing any withdrawal. Withdrawals will only be processed to a payment method registered in the same name as the ph903.com account.

ph903.com reserves the right to impose minimum and maximum transaction limits, which may be updated from time to time. Players will be notified of applicable limits within the Platform.

Any funds deposited on ph903.com must be used for gaming purposes. ph903.com reserves the right to investigate and void transactions where there is reasonable suspicion of fraudulent activity or money laundering.

5. Bonuses & Promotions

ph903.com may offer bonuses, free bets, cashback, and other promotional incentives from time to time. All promotions are subject to specific terms and conditions, including wagering requirements, time limits, game restrictions, and maximum withdrawal limits, which will be communicated at the time the promotion is offered.

General bonus conditions applicable to all ph903.com promotions unless otherwise stated:

• Bonuses may only be claimed once per player, household, IP address, or device, unless explicitly stated otherwise.
• Wagering requirements must be met in full before any bonus-derived winnings may be withdrawn.
• ph903.com reserves the right to withdraw any bonus offer at any time prior to the bonus being credited to a player's account.
• Bonus abuse — including but not limited to multi-accounting, collusion, arbitrage betting, or exploitation of system errors — will result in the cancellation of all bonuses and may result in account suspension.
• ph903.com's decision on all bonus-related matters is final and binding.

6. Betting Rules

All bets placed on ph903.com are subject to the specific rules applicable to the relevant game or sporting event. These rules are available within the Platform and form part of these Terms by reference.

ph903.com reserves the right to void any bet where: (a) a technical error has affected the outcome; (b) the bet was placed after the relevant event had concluded; (c) the odds or game parameters were displayed incorrectly due to a system error; or (d) there is reasonable evidence of match-fixing, fraud, or collusion.

In the event of a dispute regarding the outcome of any game or bet, ph903.com's records shall be the definitive source of truth, subject to any applicable regulatory review process.

7. Prohibited Conduct

The following activities are strictly prohibited on ph903.com and constitute a material breach of these Terms:

• Using automated software, bots, scripts, or any artificial intelligence tools to place bets or interact with the Platform.
• Engaging in any form of collusion, match-fixing, or coordinated betting activity.
• Exploiting software bugs, errors, or vulnerabilities in the Platform.
• Engaging in money laundering, fraud, or any other illegal financial activity through the Platform.
• Providing false identity information or impersonating another person.
• Attempting to reverse-engineer, decompile, or otherwise tamper with the Platform's software.
• Engaging in any conduct that disrupts the experience of other players or the operation of the Platform.

ph903.com reserves the right to immediately suspend or permanently close any account found to be engaged in prohibited conduct, to void all associated bets and bonuses, and to report the matter to relevant regulatory or law enforcement authorities.

8. Intellectual Property

All content on the ph903.com Platform — including but not limited to software, game content, graphics, logos, trademarks, text, and user interface elements — is the exclusive property of ph903.com or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal, non-commercial gaming purposes. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content from the Platform without the prior written consent of ph903.com.

9. Limitation of Liability

To the maximum extent permitted by applicable Philippine law, ph903.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform, including but not limited to loss of winnings, loss of data, or loss of business opportunity.

ph903.com does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis.

ph903.com's total aggregate liability to any player in connection with these Terms shall not exceed the total amount deposited by that player in the twelve (12) months preceding the event giving rise to the claim.

10. Privacy

ph903.com collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at /privacy-policy. By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

ph903.com implements industry-standard security measures to protect your personal data, including 256-bit SSL encryption for all data transmissions. ph903.com will not sell your personal data to third parties except as required by law or as described in the Privacy Policy.

11. Responsible Gaming

ph903.com is committed to promoting responsible gaming. We provide a range of tools to help players manage their gaming activity, including deposit limits, loss limits, session time reminders, and self-exclusion options. These tools are accessible through your Account Settings after logging in.

If you believe you may have a gambling problem, we strongly encourage you to use our self-exclusion tools or contact our support team for assistance. ph903.com supports PAGCOR's responsible gaming initiatives and adheres to all applicable player protection requirements.

Gambling is addictive. Know when to stop. ph903.com is strictly for players aged 21 and above.

12. Amendments to These Terms

ph903.com reserves the right to amend, update, or replace these Terms at any time. Where changes are material, ph903.com will provide reasonable notice to registered players via email or a prominent notice on the Platform. Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms.

It is your responsibility to review these Terms periodically. The "Last Updated" date at the top of this page indicates when the Terms were most recently revised.

13. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms or your use of the ph903.com Platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceedings, players are encouraged to contact ph903.com's customer support team to seek an informal resolution. ph903.com is committed to resolving player disputes fairly and promptly.

14. Contact Information

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact ph903.com's support team:

• Live Chat: Available 24/7 through the ph903.com Platform
• Email: [email protected]
• Support Hours: 24 hours a day, 7 days a week, Philippine Standard Time

ph903.com aims to respond to all written inquiries within two (2) business days.